If you work in the shipping industry in Louisiana, the Jones Act covers your medical costs, lost wages and daily living expenses in the event you become ill or injured, even if you are not onboard a vessel when your injury occurs. The Jones Act is a 1920 federal statute that applies the Federal Employer’s Liability Act to you.
Fire can be very dangerous if it breaks out on a boat on the water. If you are on board, you risk smoke inhalation, fire burns or injury from a fuel explosion, and since you are not on land, it is harder to seek emergency aid from Metairie first responders. This is why state law requires small boats, under certain circumstances, to have a fire extinguisher on hand.